Monday May 12, 2025, 11 am – 12 am.: 'An alpha in affordable housing' by Sven Damen (Uantwerpen)

Monday May 12, 2025

Room: S.C.460

Prinsstraat 13, 2000 Antwerp

Program:

Research paper presentation by Sven Damen (Uantwerpen).

An alpha in affordable housing by Sven Damen

Abstract:

Residential properties with the lowest rent levels provide the highest investment returns to their

owners. Using detailed rent, cost, and price data from the United States, Belgium, and The

Netherlands, we show that this phenomenon holds across housing markets and time. If anything,

low-rent units hedge business cycle risk. We also find no evidence for differential regulatory risk

exposure. We document segmentation of investors, with large corporate landlords shying away

from the low-tier segment possibly for reputational reasons. Financial constraints prevent renters

from purchasing their property and medium-sized landlords from scaling up, sustaining excess

risk-adjusted returns. Low-income tenants ultimately pay the price for this segmentation in the

form of a high rent burden.