If you meet the nationality conditions for receiving a study allowance from the Flemish Government you may be eligible for an advance payment of your scholarship, the spread of tuition fees, reduced tuition fees or financial aid. 

If you do not meet the requirements, you will have to fund your studies and living costs yourself and (if possible) apply for financial assistance and/or study aid in your home country. Individuals who are not EU/EEA nationals and who wish to study in Belgium will need sufficient resources to obtain a residence permit. One of the means of proving this is with a 'pledge of financial support' from an individual in Belgium or abroad.  The pledge of financial support means that the guarantor will pay all costs related to the residence, health care, studies and repatriation of the student. If you incur debts or are repatriated then the guarantor may be asked to bear the costs of this. If you request aid from the Belgian Government (Public Social Welfare Centre or OCMW) then your right to reside may be terminated. As a citizen of the Union you may also lose your right to reside if you are a student and you request welfare assistance. However, you will not automatically lose your right to reside if you do this. The Immigration Service will first review all the elements of your case such as the potentially temporary nature of your problem, the duration of your residence, your personal situation, the amount of welfare support granted and so on. On the 'Vreemdelingenrecht' website you can find more information about residence procedures and the rights of non-Belgians. This website is also available in Dutch. You can also call a legal helpdesk: +32 2 205 00 55. 

An advance payment of your study allowance from the Flemish Government

Do you fulfill the nationality conditions, the conditions of study and the financial conditions for a study allowance from the Flemish Government? The Office for Student Affairs can grant you an advance payment of your study allowance from the Flemish Government for the current academic year, which can amount to 50% of the granted study allowance. Applications for this advance payment can be submitted to the Office for Student Affairs from the end of August onwards.

Reduced tuition fees (linked to the study allowance from the Flemish Government)

You receive a study allowance  from the Flemish Government 

You will automatically pay a reduced tuition fee. 

You don't receive a study allowance from the Flemish Government ?

If you are not entitled to a study allowance then in some cases you may be eligible for reduced tuition fees. You need to submit an application to the Office for Student Affairs, who will examine your case to determine whether you are eligible for reduced tuition fees. In other cases, the central student administration will grant reduced tuition fees if the Department of Scholarships refuses your application.

Submit your application to the Office for Student Affairs at the latest by the end of June in the academic year to which the application relates, in the following cases:

  • You are entitled to pay a reduced tuition fee and pay the scholarship tariff. You fulfill the nationality and financial conditions for a study allowance, but not the conditions of study
  • If you are in this situation and your income exceeds the maximum threshold for the scholarship by a maximum of €3285 (amount 2021-2022), then you are also eligible for reduced tuition fees.  You then pay the almost-scholarship tariff. 

When are the study requirements not met?

  • You follow a programme which does not entitle you to a scholarship, e.g. a 2nd Master
  • you are enrolled under a credit contract rather than a degree contract
  • you have fewer than 27 study credits (and you are not in a diploma year)
  • you have already used up your scholarship credit/bonus credit

Apply to the Department of Scholarships from the Flemish Government at the latest before 1 June in the academic year to which the application relates, in the following situations:

  • If you meet the nationality, financial and study requirements for receiving a study allowance but the reference income of your household exceeds the maximum threshold by no more than €3285.  You will not receive a study allowance in this case but you will pay reduced tuition fees: you will then pay the almost-scholarship tariff.
  • If you meet the nationality, financial and study requirements for receiving a study allowance but your application is refused because the cadastral income or deemed rental value of your property is too high in relation to the reference income (calculated using the KI test) then you are eligible for reduced tuition fees (the almost-scholarship tariff).

Even if you know already that you are in one of these situations and are therefore not eligible for a study allowance, you will still have to submit an application to the Office for Student Affairs to be eligible for reduced tuition fees! Students with exam contracts and students in Advanced Master programmes are not eligible for reduced tuition fees.

The information above about reduced tuition fees is linked to the regulations on study allowances from the Flemish Government! The University of Antwerp also offers tuition fee reductions to international students with demonstrated academic excellence. This reduction is applicable to specific masters and is offered by the programme's Admission Boards after screening based on predefined criteria. 

Financial aid

Another form of financial aid is an allowance which you do not have to repay. Students who have difficulties making ends meet and/or paying their studies can request such an allowance. 
This allowance is always calculated according to how much of your income is actually available. For example, we take into account the recent divorce or loss of income of your parents, medical costs, attachment of earnings or debt mediation, difficulties at home which require you to provide for yourself, and so on. Whether you receive an allowance–and the amount–also depends on other factors: your study history and progress and your own efforts to balance your budget.

Each situation requires an individual review and these allowances are only granted after an in-depth social and financial review.  All data is treated with the utmost confidentiality. Applications for such an allowance can be submitted throughout the year, until the fourth of May of the academic year. Please note: your application must contain all of the requested information and certificates on this date.  
To submit an application for this kind of allowance you need to meet the following requirements:

  • You fulfil the nationality conditions which apply to receiving a scholarship.
  • You have enrolled for a first programme: a 1st Bachelor, a 1st Master, a preparatory programme, a bridging programme or the special teacher training programme. All programmes that you have previously followed (in Belgium or abroad) are taken into account in checking this condition.
  • You have enrolled under a degree contract.
  • Your course is worth at least 27 study credits (exception: diploma year).

Paying your tuition fee in instalments

If you cannot pay the full tuition fee at the start of the academic year, you can submit a request for a payment plan in the international helpdesk between 1 August and 15 November by submitting a ticket.  Provide your UAntwerp-email address and correct student number in the appropriate fields.  If your request is approved, a payment plan will then be drawn up, enabling you to pay your tuition fees over several months. The payment plan is only valid with the signature of the applicant and after uploading it in the helpdesk.  

You are eligible for a payment plan if all conditions below are met:

  • you are already enrolled,
  • you study under a degree diploma contract for at least 54 study credits (non-EER nationals) or 40 study credits (EER nationals or long term Belgian residence permit-holders), as visible in SisA,
  • you own a tuition fee with a variable amount of,
    • non-EER nationals:
      • in the case of a bachelor, at least 45 euro per credit and having already paid minimum 1000 euro of your tuition fee
      • in the case of a master, at least 90 euro per credit and having already paid minimum 2000 euro of your tuition fee,
    • EER nationals or long term Belgian residence permit-holders:
      • 12.1 euro per credit and having already paid minimum 330 euro of your tuition fee
  • your payment of 1000, 2000 or 330 euro is visible in your SisA selfservice.

Students who receive a scholarship, tuition fee reduction or do not fulfil the above conditions cannot request a payment plan.